Ramp Data Reveals a Widening AI Divide Across American Business

Ramp Co-Founder and CEO Eric Glyman sat down at the HumanX 2026 Conference to present proprietary corporate-spending data showing a stark, K-shaped divergence between companies embracing AI tools and those that aren't — with implications that cut across every industry, from healthcare to construction.

• Top-quartile AI adopters more than doubled revenue over three years; bottom-quartile firms grew just 12%
• Ramp crossed $1 billion in annual revenue after only five years, with four consecutive quarters of accelerating, near-doubling growth
• AI is the fastest-growing cost nobody can see: usage across Ramp's customer base surged 13x in a single year
• Anthropic reached $30 billion in annual revenue within three years of its first dollar — growth Glyman called unprecedented in corporate history
• CFOs face a role redefinition, shifting from tedious bookkeeping to strategic capital allocation — and may soon manage AI tokens alongside dollars

Why it matters: Ramp processes between 0.5% and 1% of all U.S. corporate card spend, giving the company a rare, cross-industry dataset that pairs company expenditures with revenue growth. That data now shows a dramatic split between businesses investing in AI and those that aren't — and the gap is widening fast.